Insurance Center

  • Co-Payment & Deductibles
    Important payment information you should know prior to your appointment.
  • Referrals & Authorizations
    Insurance information you must have before your scheduled appointment if you are a member of an HMO.
  • Participating Insurance Plans
    The most current list of insurance carriers that we participate with.

Co-payment and Deductibles

All patients must be prepared to make the necessary payment arrangements to cover any co-payments or deductibles as indicated by your insurance plan at the time of service.

Additionally, please be aware that you will be asked to make payment on any outstanding balances due at the time of service. We have a professional billing staff in our Bakersfield location to answer any questions you might have. For your convenience, we accept cash, check, VISA, MasterCard, and American Express.

Referrals and Authorizations

It is important for our HMO/POS patients to note that, according to the insurance companies that we participate with, all patients must obtain a referral from their primary care physician in order to see one of our cardiologists. You may be asked for your referral number when you call to make an appointment and you must have it at the time of your appointment. If you arrive for your routine appointment without your referral, it may be necessary to reschedule you for the next available appointment date.

Participating Insurance Plans

Our billing department maintains the most current list of insurance carriers that are on our insurance panel. Please contact our billing department at (661) 616-9234 for more information.

Miscellaneous Fees

Returned Checks - There is a $35.00 fee for any returned checks, in addition to any fees your financial institution may charge.

Payment Sevices

Payment Plan
If applicable, CCVMG can offer a payment plan adjusted to your needs. Please contact one of our patient account representatives if you would like more details at (661) 616-9234.

Payment by Credit Card
You may call our Business Office between the hours of 8 am and 5 pm to make payment to your account. The phone number is (661) 616-9234.

CCVMG accepts VISA, MasterCard, and American Express for payments to accounts. Please have your credit card available when calling to make a credit card payment over the phone.


Dealing with insurance and billing issues can sometimes be confusing. CCVMG's billing department staff will be happy to assist you with your billing questions. Because insurance plans and benefits vary greatly, specific questions about your policy and coverage, including co-payments, deductibles, and pre-authorization, should be directed to your insurance carrier or employer.

We accept and bill most major insurance plans. We ask that you bring your medical insurance card with you to every appointment to enable us to maintain the correct insurance information.

We do expect payment at the time of service. If we contract with your insurance, we expect your portion of the co-pay, deductible, or co-insurance to be paid at the time of service. We accept cash, check, VISA, MasterCard, and American Express as payment options. For all insurance questions, please feel free to contact our billing department at (661) 616-9234.

Q. Will CCVMG bill my health insurance?

A. CCVMG will bill most insurance companies.

Q. Does CCVMG automatically bill my secondary insurance?

A. CCVMG will bill your secondary insurance as a courtesy. If no payment is received, the balance becomes the responsibility of the patient.

Your First Appointment

Be sure to bring these items with you:

  • Insurance Cards (Primary and Secondary)
  • Insurance Co-Payment, Deductible, and Co-insurance